When we hear the word umbrella, instinctively we think of the wonderful little contraptions that keep us dry on a rainy day. We use umbrellas to protect us from the rain. This concept of protection is the driving force behind umbrella insurance policies. Umbrella insurance is additional liability coverage that you can purchase to provide …
Halloween Safety Tips
Halloween is always an exciting time for children. Costumes. Parties. Trick-or-Treating. Candy. It is all part of the Halloween experience. Here are some tips for keeping Halloween as safe and memorable experience for your children: Costumes Purchase flame resistant costumes – look for the label “Flame Resistant.” Make sure the costume is bright and reflective …
Back to School Safety Tips
It is that time of the year again. Summer has come to end and kids across America are returning to school. With children returning to school, it is important for parents to speak to their kids about school safety. Parents often think of school safety in the context of violence and bullying, but might be …
Playground Injuries
With the arrival of spring, parents and their children will be making more trips to the playground. It is generally thought that playgrounds are a safe place for children to play. Unfortunately, this is not always true. The Center for Disease Control and Prevention reports that each year 200,000 children ages 14 and younger are …
What Everyone Should Know About Inadequate Security
In Philadelphia and across the country, an owner of a property or business, such as a hotel, restaurant or shopping center, is responsible for the safety of its guests, visitors and workers on their property. On January 1, 2011, a 26 year old man was shot inside a Louisville, Kentucky bar after a fight broke …